Best Casino Banking Options For Deposits & Withdrawals

Nowadays, there are way more casino banking options than you might expect, even though you’ll probably only ever use one or two. Credit and debit cards, PayPal, and wire transfers for substantial amounts are commonly used methods for funding online gambling accounts.

But these aren’t the only safe methods for gambling transactions. In this article, we’ll break down the various options for deposits and withdrawals and explain the pros and cons of each.

🏆 Top Online Gambling Sites

Considering various factors, here are the top online gambling platforms with seamless banking for easy deposits and withdrawals:

  1. Ducky Luck(💰 500% Welcome Bonus up to $2,500).
  2. SlotsandCasino (💸 300% Match Bonus of up to $1,500).
  3. Wild Casino (🎉 $5000 Welcome Bonus).

Online Gambling Sites’ Deposit Methods

casino banking options

Most online gambling venues offer three or four banking options, while some websites go well beyond that. You’re likely to find at least some of the following gambling websites’ betting options no matter where you go.

Credit or Debit Card

Consider using a debit or credit card if you’re after a simple deposit method for sports betting and online gambling sites.

The main benefit of using a credit or debit card for gambling deposits is efficiency. Deposits are usually instant, so you can start gambling right away. The main drawback is that you can’t withdraw winnings using a credit or debit card in most cases. So, if you win, you’ll have to find another banking method to cash out your earnings.

Furthermore, not all card issuers are gambling-friendly banks, which means they may reject deposits to a gambling site. Others may consider it a cash advance and impose a transaction fee. With this in mind, you should consult the bank’s policy before using your debit or credit card to fund your gambling account.

Mastercard is probably the safest option, since it’s among the biggest credit card providers worldwide.

PayPal Account

Few payment methods for betting sites can compete with PayPal. This widely-used eWallet offers secure deposits that are almost instant; it usually needs no more than 30 minutes to transfer funds to online casinos.

Furthermore, you won’t pay any fee for single or multiple transactions with PayPal, which is quite a rarity among eWallets. Moreover, you can choose from various funding options, including:

  • Bank transfers
  • PayPal balance
  • Credit card transfers
  • Person-to-person transfers

So, if you opt for this option, you’ll enjoy great flexibility in moving money to and from PayPal.

PayPal Account Restrictions

Although you’re likely to find PayPal a better solution than most other online gambling market banking methods, there are a few restrictions on using PayPal for these kinds of transactions.

First, you must use a personal account; you can’t use business or premier accounts for gambling purposes.

The email address you use for your PayPal account must also match the email address you used when you created your online casino or sportsbook account. If they don’t match, you can change your PayPal email.

You cannot withdraw money to your PayPal account unless you have first deposited money using this eWallet. By default, online sportsbooks and casinos usually send winnings via the same method used for deposits.

Online Bank Transfers From a Bank Account

Making an online casino deposit with a bank account can also be a convenient option. You can use your bank’s online billpay feature to make the transfer, and the funds will be available immediately. Note that you must first enable the banking billpay feature; there should be a setting with your online gambling account allowing you to do this.

VIP Preferred eCheck (ACH)

VIP Preferred eCheck (ACH) is an excellent option for funding your gambling account because it is quick, easy, and convenient. While you’ll get your online gambling funds instantly, note that it may take two or three days for the transaction to reflect on your account.

Furthermore, once you activate your VIP Preferred account, the information becomes available on every gambling site that approves this option. If you gamble online with a checking account, note that ACH may have deposit limits.

Finally, these eChecks are protected by several encryption layers to keep your information safe.

Play+ Prepaid Cards

Almost every online sportsbook accepts Play+ prepaid cards, so their wide use is among their principal strengths. Gamblers who choose this option get both digital and physical cards.

A digital Play+ card acts as a virtual intermediary between a user’s credit card and a gambling site. Having a digital card is helpful for online sportsbooks and casinos, as some banks may reject deposits for gambling sites. Online gamblers use this card to forward the money to sportsbooks instead of depositing funds directly.

You’ll need to wait up to two weeks to receive the card in the mail. However, as online sportsbooks banking options go, this one is particularly flexible, since physical Play+ cards allow bettors to withdraw their earnings from ATMs. Remember, though, that each transaction you make with the physical card costs $2.

Cash at the Casino Cage

If your favorite online gambling site is partnered with a brick-and-mortar casino, you can go to the former and make a cash deposit directly into your gambling account. For that, you’ll need cash and a photo ID. You might be able to deposit money in chips, personal checks, or cards, but that depends on the gambling venue and state rules.

Cash at the Casino Cage isn’t always an instant banking option for gamblers; your funds might not be available right away. Also, remember that you can only collect winnings only in cash or casino chips, since no other option is usually available. What’s more, this option excludes you from some promotions.


PayNearMe is an excellent option for funding your online gambling account if you don’t want to link your credit card or bank account. Once you opt for this method, you’ll receive a barcode that you can take to any 7-Eleven, Family Dollar, CVS, or other participating stores and make a deposit. The clerk will give you a code to enter into your gambling site account to get going.

The deposited funds will be available in minutes, so you can quickly start playing online casino games. Keep in mind, though, that you can use PayNearMe as a deposit method only, and you’ll need another online casino and sportsbook banking option to withdraw the winnings. You also won’t enjoy the special promotions offered by online sports betting or gambling sites.

Instant Banking by Citadel

Instant banking by Citadel is a casino banking option players use to instantly fund their online gambling accounts from their bank accounts without using a credit card or going through an eWallet. The funds show up immediately, and there are no fees associated with the transaction. Moreover, online gamblers using this option transfer money anonymously. Citadel has a network of around 200 banks that allow online gambling.

Other eWallets

eWallets are convenient for funding online gambling games because they store data from multiple credit cards and bank accounts in one place. This makes it easy to make deposits and withdrawals at online casinos without entering account information each time. Also, the processing times for eWallets are generally faster than those of banks, so players can quickly get access to their funds.

Another bonus of this option is safety. Not only is users’ sensitive information inaccessible to online casinos, but these secure sportsbook banking methods also boast robust security measures. Plus, you can also withdraw your money at an ATM for a small fee.


Skrill is an online eWallet that allows you to deposit and withdraw funds. It is not as widely known as PayPal, but you can use it to convert funds into around 40 international currencies. So, people visiting the US and wanting to play online casino games or place sports bets could resort to this online sports betting option.

Wire Transfers

Bank wire transfers are a convenient way to deposit large amounts of money into your online gambling account. In this regard, wire transfers are among the best online gambling banking options. These transfers from your bank account to online casinos are also secure.

The downside is that they can take a long time to process, and you might be charged a high fee, depending on the bank. But if you don’t like to reveal your private banking data to third parties or want to keep your gambling activities discreet, bank wires are an excellent solution.


If you decide to use cryptocurrency to fund your entertainment at gambling sites, remember that your winnings can end up being higher or lower than expected, depending on crypto fluctuations. Ensure you understand how these online casinos’ payment methods work before proceeding.

The most widely accepted crypto at online sports betting and gambling sites is Bitcoin, the world’s original and best-known cryptocurrency.

Online Casinos Withdrawal Options: Things To Know

Withdrawing winnings from your online gambling account works similarly to depositing funds. The main difference is that not all banking methods for deposits also work for withdrawals.

For example, if you use PayNearMe to fund your casino account, you’ll need to choose another withdrawal method. That’s something worth remembering when choosing a casino banking solution.

Furthermore, you should check out the table on each website specifying how long it will take to receive funds using your chosen option. This can vary from instant to several days.

Some standard withdrawal methods available in the USA are:

  • Skrill
  • PayPal
  • eCheck (ACH)
  • Play+ prepaid card
  • Cash at the Casino Cage

Some of the most efficient gambling website banking methods for funds withdrawals are PayPal, Play+ prepaid card, and Cash at the Casino Cage. Unlike many other withdrawal methods, these offer the convenience of receiving your winnings immediately when a gambling site approves your withdrawal request.

Withdrawal Fees

When you’re looking to withdraw money from online sportsbooks or gambling sites, you should always consider the associated fees. Most sportsbooks offer monthly free withdrawals, while others may not charge any fees at all.

However, some sites still have fees associated with specific withdrawal methods, and some of those can be quite high. Do your research before choosing a withdrawal option to prevent unpleasant surprises.

If you choose bank wire for gambling deposits and withdrawals, fees tend to be high. On the other hand, instant banking by Citadel typically doesn’t involve fees at all. And of course, don’t forget that you’ll need to pay taxes on your winnings.

Most Popular Gambling Deposit Methods in the USA

As we have seen, there are many different deposit methods for online gambling in the USA. Some that we haven’t covered in depth include Bitcoin, Visa gift cards, and CashApp, so let’s quickly review those.


CashApp is a popular banking option at online casinos for deposits and withdrawals in the USA because it allows you to transfer funds between your bank account and an online gambling site.

The following table has information about a few well-known gambling sites that accept CashApp:

SiteMax DepositMax PayoutNumber of Games
Wild Casino$500,000$100,000507
Las Atlantis$1,000,000$2,500184
DuckyLuck            /$2,500475

Visa Gift Card

You can fund your online gambling account by using a Visa gift card. This is a safe and convenient way to make casino deposits, and many sites offer special promotions for players who use gift cards.

You can purchase Visa gift cards at retail stores – such as Target, CVS, and Walmart – across the United States, or online at


This cryptocurrency is another popular option for gambling and sports betting banking. You can use BTC for fast and safe transactions while remaining anonymous. Many gaming sites accept this cryptocurrency, which makes it among the most popular options for gambling online.


As we’ve seen, there are various ways for you to power your gaming account, including bank wire transfers, credit and debit cards, cryptocurrency, and Cash at the Casino Cage. The differences between online gambling and sports betting banking options run deep, so you must evaluate them carefully before choosing the option that’s right for you.


Do banks allow online gambling?

Banks typically allow online gambling transactions, but there are often some associated fees. Some banks also allow clients to block transactions for a time as a safe gambling measure.

Can I gamble online with a debit card?

Yes, you can use a debit card as a casino banking option to gamble online if you have funds in your account.

What credit cards allow gambling deposits?

When choosing banks that allow online gambling, look for those that accept Visa and Mastercard credit cards. Note that not all these credit cards are suitable for making deposits, so check before you open an account somewhere.