The Ultimate Baccarat Strategy Guide [2023]

Do you enjoy the thrill of baccarat? Do you want to learn how to win big by playing like a pro? If that’s the case, welcome to our baccarat strategy guide. We’ll cover strategies for both new and experienced players, so no matter where you are in your game, you’ll be able to take it to the next level. So let’s get started with James Bond’s favorite casino game!

Picking a Strategy – Types of Baccarat Bets

Baccarat is a game of chance that has been around for centuries. It’s a popular choice for many casino guests because it is relatively easy to learn and offers various betting options. While the basic rules of Baccarat are simple, some bets are more likely to pay off than others. Read on for examples of baccarat bets and what they entail.

The Banker Bet – The Simplest Baccarat Strategy

If you are not a complete novice to the game, you’ve probably heard the advice that you “should always wager on the banker” when playing baccarat. The banker bet is considered the safest bet in baccarat because it has the lowest house edge – the percentage of each bet the casino expects to keep as profit. For example, if the house edge is 5%, the casino will profit $5 for every $100 wagered on the banker.

The banker bet pays even money, so if you bet $100 and win, the casino will pay you $200. While the odds of winning are slightly in favor of the banker, this bet can still result in a loss, so be careful with your bankroll management.

The Player Bet – Not To Be Underestimated

The house edge on the player bet is slightly higher than on the banker bet in baccarat, but it also pays out even money. If you bet $100 on the player and win, the casino will pay you $200. The player bet is less safe than the banker bet but has better odds of winning.

The Tie Bet – The Bet To Avoid

The tie bet is considered a high-risk bet due to its high house edge and payout of 8-to-1: If you bet $100 on the tie and win, the casino will pay you $800. Although it may appear appealing, the tie bet has the lowest chance of winning and should be avoided as it is more likely that you will lose your money.

How To Choose a Winning Baccarat Strategy

Baccarat is undeniably a popular game of chance, similar to blackjack, but the odds in baccarat are better. However, this does not mean that no skill is required. In fact, several strategies can help you increase your chances of winning, which we’ll go over now.

Flat Betting

Flat betting is one of the simplest and arguably most effective baccarat strategies. You simply stick to a constant wager rather than increase or decrease your bet size after each hand. This method eliminates the risk of going broke after a losing streak because you’ll always bet the same amount.

The advantage of a flat baccarat betting strategy is that it’s easy to stick to your plan. There’s no need to chase losses or make risky bets to recoup your losses. Of course, flat betting does not guarantee you a win every time you play.

The Fibonacci Strategy

The Fibonacci strategy is a well-known betting system that can be applied to various casino games, including baccarat. The system is based on the Fibonacci sequence, a mathematical series in which each number is the sum of the two numbers before it. For example, the sequence could begin with 1, 1, 2, 3, 5, 8, 13, 21, 34, and so on.

To use the Fibonacci strategy in baccarat, bet one unit on the first hand of the shoe and then repeat the sequence for your subsequent bets. If you lose a hand, the sequence moves down two numbers. For example, if you lose the first hand, your next bet would be one unit. If you win the first hand but lose the second, your third wager is two units.

The strategy’s premise is that you will eventually hit a winning streak and recoup all of your losses. While there is no guarantee that you will win using this system, it can be a smart way to limit your losses and increase your chances of winning in the long run.

The Martingale Strategy

The martingale baccarat system can be incredibly effective. The idea is to double your bet after each loss so that when you finally win, you will recoup all of your previous losses and be in the black. It’s a simple idea that, if applied correctly, can work wonders.

In baccarat, bets on the banker have a 1% house edge, which means that those bets are more likely to win than lose in the long run. So, if you use the martingale system and double your bet after each loss on the banker, you’ll eventually win – and when you do, you’ll recoup all of your previous losses and end up with a nice profit.

Of course, the martingale system, like all baccarat gambling systems, isn’t perfect. If lady luck is not on your side, you could find yourself losing several hands in a row and winding up in massive debt, which is why it is critical to use the system responsibly and only wager what you can afford to lose.

The Paroli System

Many players use various betting systems to try to beat the house, and one of the most popular is the Paroli system. The Paroli system is based on positive progression theory, which states that if you win a bet, you should double your next bet. This system can be applied to any betting game, but due to the low house edge, it is particularly effective in baccarat.

The key to successfully using this baccarat winning strategy is to set and stick to a goal. For example, if your goal is to win $100, you should double your bet after each win until you reach your target. The primary purpose of this strategy is to win three consecutive games. When you reach your goal, return your bet to its original amount and begin again.

The D’Alembert System

The D’Alembert is one of the oldest casino betting systems. The system is named after the French mathematician who defined it in the 18th century. The D’Alembert system is based on the idea that by increasing your bet after a loss and decreasing it after a win, you will eventually recoup your losses and come out ahead.

For instance, if you bet $5 on a baccarat hand and lose, you should bet $6 on the next hand. If you win that hand, you should bet $5 on the following hand. The D’Alembert system’s beauty lies in its simplicity: All you need to do is keep track of your wins and losses and adjust your bets accordingly. With a bit of practice, you’ll be able to master this system and win at baccarat.

The Labouchere System

The Labouchere system, named after its inventor, Henry Labouchere, is based on probability theory. The system requires the player to place a bet on either the banker or player hand and then wait to see whether they win or lose.

If they win, they cross off the first and last numbers on their list. If they lose, they add their bet amount to the end of the list. This system’s goal is to eventually cross off all the numbers on the list, at which point the player will have won their original wager back (plus any winnings).

The Labouchere system can be a profitable way to play baccarat and win, but it’s not without risk. The most important thing to remember is to set a loss limit before using the system to avoid losing more money than you can afford.

Baccarat Versions

Baccarat is believed to have been created in Italy centuries ago. The most popular forms of baccarat played in both traditional and virtual casinos are Punto Banco, Chemin de Fer, Baccarat Banque, and Mini Baccarat.

Punto Banco

The most common variation is Punto Banco, or American Baccarat, popular in American casinos. The following are Punto Banco’s distinct features:

  • The game is always banked by the house.
  • All winning banker bets are subject to a 5% commission.
  • Both the bank and player hands are played according to the house rules.

Punto Banco’s defining feature is that the casino, not the player, decides when a third card should be drawn.

Chemin de Fer

Chemin de Fer, or Chemmy, is another popular baccarat variation in European casinos. In this version, the players take turns acting as the banker, and the house takes a commission on all winning bets.

It follows nearly identical rules to Punto Banco, with the following exceptions – players can choose to become the banker and take control of the bank’s hand, and players can decide whether the player hand or the banker hand should draw a third card.

In games where the players have a significant impact on the course of play, such as Chemin de Fer, using a Baccarat betting system like the Fibonacci sequence, the martingale method, or any other variation can be difficult.

Baccarat Banque

Baccarat Banque, also known as A Deux Tableaux, is the banking equivalent of Chemin de Fer. It might be the earliest form of baccarat still played in casinos. The major difference between this variation and Chemmy is that the casino always has the bank.

Mini Baccarat

Mini Baccarat, as the name implies, is a scaled-down version of the full-size Punto Banco. There is only one dealer in this game, as opposed to two or more in Big Baccarat.

Also, players can’t act as the bank or deal cards to each other. Mini Baccarat games are played at a faster pace than Punto Banco because of this. Still, the same baccarat rules and strategy apply.

Baccarat Strategy Tips To Remember

The house always has the advantage, so you’re more likely to lose than win in the long run. However, there are times when the odds are in your favor, and you can increase your chances of winning if you know when to bet, which is something that all of the best Baccarat players agree on. Here are a few pointers to remember:

Set a budget and stick to it. Limiting your wins and losses in Baccarat is a smart way to protect your finances and improve your winning strategy.

When you’re not using a system, bet on the banker. When you bet on the banker rather than the player, your chances of winning are slightly better, and the house edge is 1.06%.

Don’t bet on a tie. In Baccarat gambling, the odds of winning are very low when you bet on a tie, so it’s not worth it.

Be disciplined with your betting, and never bet all-in. Don’t let your emotions take over, and don’t try to recoup losses by betting more than you can afford to lose.

Choosing the Best Baccarat Strategy – Bottom Line

Any winning streak will inevitably come to an end. The best way to choose a baccarat game strategy is to first understand your risk tolerance and then base your decision on that. Whichever route you decide to go, remember to gamble responsibly and always walk away when you are ahead.


What is the best hand in baccarat?

In baccarat, the goal is to have the closest hand value to nine out of two dealt hands. In most cases, the best hand is one that totals nine or more.

Should I always bet with the banker in baccarat?

There are only two viable wagers when it comes to the baccarat strategy: the banker bet and the player bet. Simply put, the tie bet is a sucker bet and should never be made.

Which hand wins most frequently in baccarat?

In baccarat, the banker’s hand will win 45.8% of the time, slightly more than the player’s hand, which will win 44.6% of the time. Ties win only 9.6% of the time, so it’s best to avoid playing the tie bet.